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Revolut, the UK-based digital banking platform, reported record financial results for 2025.
Beating analysts’ estimates, the neobank’s revenue rose 46% to £4.5 billion (€5.2bn), the company reported on Tuesday.
This was mainly driven by higher income from customer fees and the expansion of lending products, with Revolut’s loans portfolio having grown by 120% to £2.2bn (€2.5bn).
“2025 was another landmark year. We have built a diversified, resilient business that is profitable at scale, providing the foundation for our next phase of growth,” co-founder and CEO Nik Storonsky said in a statement.
Profit before tax climbed 57% to £1.7bn (€2bn), which compares with £1.1bn (€1.3bn) in 2024. The company reported a 38% profit-before-tax margin.
The fintech’s retail customer base grew by 30% to 68.3 million, while business customers increased by 33% to 767,000. Total customer balances, including funds held with partner institutions, jumped 66% to £50.2bn (€58bn).
Revolut offers multi-currency accounts and instant money transfers, and its expanding services increasingly include a range of banking services, such as loans, as it aims to position itself as one of Europe’s leading digital banking platforms.
Across Europe, Revolut has already established a strong presence, with France, Spain, and Poland being its strongest markets on the continent, with more than 30% of adults having opened an account over the past three years.
Revolut gained full banking status in the UK in March, expanding its ability to offer regulated banking products.
The company also launched full banking operations in Mexico in January and filed for a US banking licence in March.
In its outlook for 2026, Revolut said that the company is committed to its £10bn (€11.6bn) investment over the next five years, including the creation of 1,000 jobs in the UK. Revolut also expects to reach 100 million customers by mid-2027.
Investors are closely watching Revolut’s plans for an initial public offering (IPO), which could value the company at around $100bn (€86bn).
A recent funding round placed its valuation at $75bn (€65bn), making it one of the most valuable private technology companies in Europe.
