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Thursday, May 25, 2023

LIC: LIC web surges over 6-fold in This fall; declares Rs 3 dividend

Mumbai: The nation’s largest insurer, Life Insurance coverage Corp of India (LIC), Wednesday reported a close to six-fold surge in standalone web revenue at ₹13,427 crore within the fourth quarter.

The firm had reported revenue of ₹2,371 crore within the corresponding quarter within the earlier 12 months. The board has proposed a dividend of ₹3 per fairness share (face worth ₹10 every) for the FY 2022-23, leading to dividend payout of ₹1,897 crore.

For the full-year ended March 31, 2023, LIC reported a nine-fold enhance in web revenue to ₹36,397 crore as in contrast with ₹4,043 crore for the earlier 12 months ended March thirty first, 2022. The rise in revenue was as a consequence of enhance within the obtainable solvency margin, which has been transferred from the non-par fund to the shareholders’ account.

“The revenue for 2022-23 contains of an quantity of ₹27,240.75 crore (web of tax), which is pertaining to the accretion on the obtainable solvency margin, transferred from non-par fund to shareholders account,” the corporate stated in an announcement.

This quantity constitutes one-off beneficial properties and won’t recur in subsequent intervals.

Complete premium earnings rose 10.9% to ₹4.74 lakh crore for the 12 months ended March 31 2023 as in comparison with ₹4.27 lakh crore for the earlier 12 months ended March 31, 2022.

Solvency ratio, the measure of an insurer’s capacity to fulfill its long-term debt obligations, rose to 1.87 from 1.85 a 12 months in the past.The persistency ratio of thirteenth month and 61th month on premium foundation improved marginally to 77.09% and 61.8% from 75.59% and 61%, respectively. Nonetheless, the expense of administration ratio rose to fifteen.53% up from 14.50% primarily as a consequence of enhance in web commissions and workers remuneration and welfare bills.

Gross non-performing loans for policyholders funds fell to 2.56% from 6.03% as LIC has been taking efforts to scale back unhealthy debt from its guide.

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