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Viral Trending content > Blog > Business > Injury claims clarified under new rules
Business

Injury claims clarified under new rules

By admin 3 Min Read
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Spain has reaffirmed its commitment to worker protection in 2025 by actively enforcing lump-sum compensation payments for employees suffering permanent physical injuries from work-related accidents or occupational diseases, even if they do not qualify for a permanent disability pension. While the legal framework was initially established under Article 201 of the General Social Security Law and a May 2023 regulation, the Social Security authorities have clarified and strengthened the application of these payments this year, making them fully applicable to new cases in 2025.

The recent focus follows growing demand for clearer financial rights for those who, despite not being classed as permanently disabled, continue to experience the long-term effects of workplace injuries. In 2025, there has been an increase in applications for these lump-sum compensations, prompting authorities to reaffirm employer obligations and update practical guidance for mutual insurance providers. The scheme ensures workers with permanent damage to physical integrity receive financial support, without affecting their continued employment. Compensation is determined using the national injury scale known as the baremo. The amounts vary depending on the specific injury, with clear brackets applied to different types of damage. Facial injuries, such as the complete loss of the nose, attract the highest compensations, reaching approximately €9,500. The loss of both ears is compensated at over €4,500. Significant hearing loss, especially if it affects conversational ability in both ears, results in payments of over €4,200, while partial hearing loss in one ear may attract lower amounts.

Visual impairments also qualify, with the loss of more than 50% vision in one eye compensated at around €2,300. Less severe vision loss in one eye may result in payments starting from €1,300. Reproductive injuries are covered, with compensation amounts such as €7,600 for the loss of both testicles or ovaries, and around €3,000 for the removal of a breast. Musculoskeletal injuries, including permanent joint stiffness or restricted mobility in the wrist, shoulder, or fingers, are compensated between €1,500 and €3,400.

The lowest lump-sum compensation begins at just over €500, while the highest amounts exceed €9,500 depending on severity and impact. Claimants must apply within five years of the injury being deemed permanent. Payments are made by either the employer’s mutual insurance company or directly by Social Security after medical evaluation confirms the worker is fit to return to work, albeit with lasting injuries. This 2025 clarification ensures workers who suffer enduring effects from their employment are recognised and compensated, addressing recent concerns over workplace welfare and legal protections. It highlights Spain’s effort to provide up-to-date, practical support to injured employees who continue to contribute to the workforce while coping with permanent physical consequences.

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